Learn how to budget your money, overcome debt and balance between savings and investments
FINC 111 - Financial Literacy - Fall 2018 - Sec. 4 & 5 Personal Finance
Led by Jimmy Cheng & Farnoosh Torabi View Instructor Bios
See what other students are sayingCourse Description
The host of the award-winning podcast So Money has partnered with Investopedia to create Personal Finance, a course dedicated to helping you plan your financial future—and enjoy your financial present. Get the answers to the questions you should be asking, and not the ones your parents are.
Learn how to payoff student loans, wipe out credit card debt and more, all while doing the right thing to invest in your future—from buying a house to securing retirement income. Leave this course with the basic understanding of setting goals, budgeting, saving, and investing.
If you haven’t started to plan for your financial future, we’ll show you where to start. And if you have, this course provides you with the tools, strategies and advice to take your finances from good to great.
You’ll learn how to:
- Build—and follow!—a plan to create the financial future you want
- Increase current revenue streams (supplemental income, trades, etc.)
- Pay down debt and/or student loans while increasing your net worth
This course includes:
- Over 5 hours of on-demand video, exercises, and interactive content.
- Lifetime access to every one of the videos in this course.
With over 15 years experience in personal finance, Farnoosh Torabi has dedicated her career to ensuring the financial success of millennials, and is excited to bring that passion to Investopedia Academy to help you learn how to Invest In Yourself.
Certificate of Enrollment
Receive an Investopedia Academy Certificate of Enrollment with this course
I found that I learned more than anticipated. Investopedia Academy's Personal Finance course laid a good fundamental base for my future endeavors. The worksheets provided were very helpful.
Nick Schultz
Personal Finance Student
Course Curriculum
Set Your Goals
- Workbook
- Introduction
- Lesson
- Round Table
- Index
Budgeting
- Workbook
- Introduction
- Lesson
- Examples
- Round Table
- I make $50K a Year: How Much Rent Can I Afford?
- 6 Reasons Why you NEED a Budget
- 5 U.S. Cities with High Paychecks and a Low Cost of Living
- Index
Saving
- Workbook
- Introduction
- Lesson
- Round Table
- Pros and Cons of a Health Savings Account (HSA)
- How Interest Rates Work on Savings Accounts
- The 7 Best Places to Put Your Savings
- Why Saving Money is Important
- Index
Invest In Your Future
- Introduction
- Lesson
- Round Table
- Will Your Retirement Income Be Enough?
- How to Make Your Wealth Last
- Index
Tackle Debt
- Introduction
- Credit Card Debt
- Student Debt
- Round Table
- Escape Your Student Loans
- Debt Avalanche vs. Debt Snowball
- How to Invest When You're Deep in Debt
- Index
Three C's of Credit
- Introduction
- Lesson
- Round Table
- Credit vs. Debit Cards
- Index
Large Purchases
- Introduction
- Lesson
- Round Table
- When Leasing a Car Is Better Than Buying
- The True Cost Of Owning A Car
- 5 Things You Need to Be Pre-Approved for a Mortgage
- Index
Increase Your Earning Power
- Introduction
- Lesson
- Index
About the Instructors
Jimmy Cheng
Jimmy Cheng
Assistant Professor of Finance
Dr. Cheng is from China and worked for Morningstar Asia for several years. He developed a strong interest in financial planning and decided to earn his doctorate in that field. His areas of teaching expertise include investment and financial planning, with research focused primarily on investment and risk-management strategies for financial advisors. Dr. Cheng lives in Rock Hill with his wife and two boys. They enjoy exploring the beauty of South Carolina.
Farnoosh Torabi
Farnoosh Torabi
Financial Expert, Bestselling Author
Farnoosh Torabi is one of America’s leading personal finance authorities — hooked on helping Americans live their richest, happiest lives. From her early days reporting for Money Magazine to hosting a primetime series on CNBC and becoming the resident financial columnist for O, The Oprah Magazine, she’s become a favorite go-to money expert and friend. Millions of Americans tune into Farnoosh’s award winning podcast, So Money, where she interviews leading experts, authors and influencers – from Tony Robbins to Magaret Cho – about their financial perspectives, money failures and habits. Farnoosh is a sought-after speaker and bestselling author of multiple books. Her work and advice have been featured in The New York Times, The Wall Street Journal, Fortune, Forbes and Time. She appears on major news and talk shows regularly including The NBC Today Show, Dr. Oz, and CNBC. Farnoosh graduated from Penn State University with a degree in Finance and International Business. She also holds a Master’s from the Columbia University Graduate School of Journalism. She resides happily in Brooklyn with her family.
Students are Saying...
I was a big fan of Investing of Beginners. John Jagerson was extremely precise, very thorough in his explanations, and quite easy to follow.
Michael Wood
Investing For Beginners Student